Small Business Lending

Support your success with a quick online

business loan or flexible SBA loan.

Small Business Lending

Support your success with a quick online

business loan or flexible SBA loan.

Express Business Loans.

Get the funds to keep your business running smoothly or seize your next growth opportunity. We offer fast business loans and flexible options to fit your goals and cash flow. Get started with our simple online application process:

1

Apply Online in

10 - 15 minutes

2

Receive a Loan

Decision

3

Review Terms & Conditions

4

E-sign Documents to Receive Funds

Compare Online Business Loans & Lines.

QuickBiz Line of Credit

Business Reserve Line of Credit

Business Line of Credit

Small Business Term Loan

Amount

$5,000 – $30,000*

$1,501 – $10,000*

$30,000 – $250,000*

$30,000 – $250,000*

Purpose

Easily access funds to meet increased demand, manage seasonal cash flow changes, or cover new expenses.

Get more flexibility and peace of mind with an overdraft protection line of credit linked to your Business Checking Account.

Access larger amounts of working capital to support the trading cycle of your company (receivables, payables, inventory).

Get long-term working capital to support an increase in accounts receivable or buy inventory, equipment, or vehicles.

100% Online Process

Exclusively for Business Banking Customers

No Collateral Requirement

*Must be a current business banking account and handle all accounts as agreed. Credit line amount based on eligibility.

Apply for an Express Small Business Loan.

See the FAQs below for eligibility criteria and required documents.

EXPRESS BUSINESS LOAN FAQS

Will I require collateral for my Business Loan, if approved?

No, all of our loan programs are "unsecured", meaning approval is solely based on time in business and verifiable average monthly revenue.

Can I apply to renew my existing Business Lines of Credit through this program?

Yes, you can apply to renew your existing Business Lines of Credit through this program. Please contact your loan officer to discuss renewal terms and conditions.

How long does the process take?

Our approvals are typically processed within 24 - 48 hours. The timeline may vary depending on the completeness of your application and the specific requirements of the loan.

Who do I contact with questions?

For any questions regarding your Business Loan, please contact our customer service team at (888) 884-0517 or email us at [email protected].

What are the next steps when my loan is approved?

Once your loan is approved, you will receive an approval letter with the terms and conditions of your loan. You will then need to e-sign the loan agreement and complete any other necessary documentation.

How will I be notified of a declined loan application?

If your loan application is declined, you will be notified via email or phone call with details on the reason for the decline and any possible next steps you can take.

What information do I need to submit for a Small Business Loan?

To apply for a Small Business Loan, you will need to submit your business financial statements and personal identification information. Additional documentation may be requested based on your specific loan application.

Is a Small Business Loan right for me?

A Small Business Loan can be a good fit if you need capital to grow your business, manage cash flow, purchase equipment, or cover other operational expenses. Evaluate your business needs and financial situation to determine if this loan is right for you.

Which business types are eligible for a Small Business Loan?

Most types of businesses, including sole proprietorships, partnerships, corporations, and LLCs, are eligible for a Small Business Loan. Certain industries may have specific eligibility criteria.

Can I sign documents electronically?

Yes, all of our loan programs can be processed electronically

Will you check my credit report?

Yes, we will check your credit report as part of the loan application process to assess your creditworthiness and ability to repay the loan.

How do I qualify for a Small Business Loan?

To qualify for our Business Loans, you simply need to have been in business for at least 6 months and be able to show a minimum of $10,000 in monthly revenue with business bank account statements.

What can I use a Small Business Loan for?

A Small Business Loan can be used for various purposes, such as expanding your business, purchasing inventory, upgrading equipment, refinancing existing debt, or covering day-to-day operational expenses.

How do I submit an application?

You can submit an application online through our website or by contacting our loan officers directly. Ensure you have all the required documentation ready to expedite the process.

If I have existing loans am I eligible to apply online?

Yes, if you have existing loans business loans you are still eligible to apply for new loans online. Each loan application will be reviewed based on its own merits.

Is my loan application request decisioned by a computer?

No, your loan application request is manually reviewed by our loan officers, not a computer. We take a personalized approach to assess each application thoroughly.

Let’s Keep Your Business Growing.

For current rates and terms, please contact our Customer Service Center at (888) 884-0517

SBA Loans.

If you have a new or growing business, a government-guaranteed Small Business Administration (SBA) loan can be a great way to secure the capital you need along with more favorable loan terms. Our SBA lenders can guide you through the process.

  • SBA loans from $100,000 – $5 million

  • Can be used for working capital, inventory, equipment purchases, debt refinancing, real estate, and other purposes

To learn more, give us a call at (888) 884-0517

More Solutions for Your Business Needs.

Business Credit Card

Easily manage day-to-day expenses and get the right perks for your business.

Real Estate Solutions

Buy your next property or build it. Our lending experts are with you all the way.

Agricultural Lending

For farms and agribusinesses looking for financing, we've got a range of options to fit your needs.

1777 NE Loop 410, Ste 600 San Antonio, TX 78217

1777 NE Interstate 410 Loop ste 600, San Antonio, TX 78217, USA

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