By clicking "Submit," "Enroll," "Sign-up," or any other button on our website to submit a form, you expressly consent to providing "written" consent to Electric Funding Inc., its subsidiaries, partners, affiliates, and parties acting on their behalf, to contact you for marketing purposes related to business financing and other services provided by Electric Funding Inc. This contact may be made by email or at the phone number you have provided, and may use automated telephone dialing systems, text messages, pre-recorded messages, AI-generated voice, artificial voice messages, and/or ringless voicemails. This consent applies even if your phone number is a mobile number or is listed on any state, federal, or corporate "Do Not Call" lists. You also agree that you have provided your legal name, your own phone number, and email address. You understand that your telephone company may impose charges on you for these contacts, and that you can revoke this consent at any time. For SMS campaigns, text STOP to cancel and HELP for help. Consent is not required as a condition to utilize Electric Funding Inc.’s services. Message and data rates may apply. You also agree to our Terms and Conditions and Privacy Policy.

TERMS OF SITE

Electric Funding Inc. (the “Company”) provides “The User” with access to its content, resources, tools for communication, public forums, commerce platforms, and other services through its network of websites, “The Service”. The Company provides its service to the user, subject to the following Terms of Service.

The Company is not responsible for providing you access facilities or equipment (in any form) to its service. You, “The User,” also understand and agree that “The Service” may include advertisements and sponsorships, which are necessary for the Company to provide “The Service”. You also understand and agree that the Company makes no representations about the suitability, reliability, availability, timeliness, or accuracy of the information, products, services, and related graphics contained within “The Service” for any purpose. “The Service” is provided “as is” without warranty of any kind. The Company hereby disclaims all warranties and conditions with regard to “The Service”.

THE SERVICE IS SUBJECT TO THE APPLICABLE LEGAL DISCLAIMER.

These terms of use are entered into by and between You and the Electric Funding Inc. (“Company,” “we,” or “us”). The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, these “Terms of Use”), govern your access to and use of this website, including any content, functionality, and services offered on or through electricfunding.com (the “Website”), whether as a guest or a registered user.

Please read the Terms of Use carefully before you start to use the Website. By using the Website or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, found at electricfunding.com/privacy-policy, incorporated herein by reference. If you do not want to agree to these Terms of Use or the Privacy Policy, you must not access or use the Website. By using this Website, you represent and warrant that you are of legal age to form a binding contract with the Company and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website.

ACKNOWLEDGMENT AND ACCEPTANCE OF TERMS OF SERVICE

“The Service” is provided to you, “The User,” under the terms and conditions and any amendments thereto and any operating rules or policies that may be published from time to time by the Company as part of the Terms of Service/Legal Disclaimer and related disclosures which are cumulatively included herein by reference. The Company Terms of Service comprises the entire agreement between “The User” and the Company and supersedes any prior agreements pertaining to the subject matter contained herein. BY COMPLETING THE REGISTRATION PROCESS AND CLICKING THE “SUBMIT” BUTTON, YOU ARE AGREEING TO BE BOUND BY THE Company Terms of Service and the Legal Disclaimer.

MODIFICATION OF THESE TERMS OF SITE

The Company reserves the right to change any of the terms, conditions, and notices under which “The Services” are offered. You are responsible for regularly reviewing these terms and conditions, including changes/modifications if any incorporated by us from time to time. Your continued use of “The Service” constitutes your agreement to all such terms, conditions, and notices.

USER CONDUCT

“The Service” may include e-mail services, message boards, chat areas, newsgroups, forums, communities and/or other message or communication facilities designed to enable you to communicate with others (collectively, “Tools for Communication”). You agree to use the Tools for Communication only to post, send, and receive messages and material that are proper and, when applicable, related to the particular tool for Communication. You also hereby agree that you shall not make use of “The Service” for any commercial purpose, including reselling and/or co-branding/private labeling.

As a condition of your use of “The Service” you, “The User,” agree to provide: (a) true, accurate, current, and complete information about yourself as required by “The Service’s” registration form (such data being the “Registration Information, and Retainer Agreement”) (b) maintain and promptly update the Registration Information to keep it accurate, current, and complete. If you provide any information that is untrue, inaccurate, not current, or incomplete, the Company has the right to terminate the user account and refuse any and all current or future use of “The Service”. (c) Company the right to use/disclose the aggregate registration information to participating providers in connection with marketing of services, subject to the privacy policy. You have also consented Company the right to use your registration information to provide targeting of advertising and other service offers from participating providers. This could also be used to customize the content you see, to fulfill your requests for certain products and services, and to contact/inform you through e-mail or otherwise about special offers or new products.

USAGE OBLIGATIONS

As a condition of your use of “The Service” you will not use “The Service” for any illegal purposes. You will be solely responsible for the contents of transmissions made by you through “The Service”.

You agree not to use “The Service” to: (a) Obstruct or hinder the use and enjoyment of “The Service” by other Users; (b) Violate any applicable local, state, national, and international laws and regulations; (c) Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity; (d) Interfere with or disrupt “The Service” or servers or networks connected to “The Service,” or defy any requirements, regulations, or guidelines of networks connected to “The Service”; (e) Transmit or otherwise make available any material in connection with surveys, chain letters, junk e-mail, spamming, contests, pyramid schemes, or any duplicative or unsolicited messages (commercial or otherwise); (f) Upload, post, e-mail, transmit, or otherwise make available any content that is unlawful, damaging, intimidating, hostile, offensive, harassing, defamatory, improper, obscene, vulgar, invasive of another’s privacy, caste related, ethnically or otherwise objectionable; (g) Upload, post, e-mail, transmit, or otherwise make available any content protected by any patent, trademark, copyright, or other intellectual proprietary laws unless you own or control the rights thereto or have received all necessary consents to do the same; (h) Upload files that contain viruses, worms, corrupted files, or any other similar software or programs designed to disrupt, damage, or limit the operation of any computer or telecommunications equipment or property of another; (i) “Stalk” or otherwise harass other users; collect or store personal data about other users; (j) Advertise, promote or offer to sell or buy any goods or services for any business purpose unless “The Service” specifically allows such messages or transactions; (k) Reproduce, duplicate, copy, sell, resell, or exploit for any commercial purposes, any portion, use or access of “The Service”; (l) Violate the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, or any other law; (m) Conduct any activity that would aid or assist terrorism or related activity or would endanger U.S. military personnel.

The Company has no obligation to observe and monitor “The Service”. However, the Company reserves the right to review materials posted and to remove any material(s). The Company also reserves the right to terminate your access to any or all of “The Services,” at any time, without notice, for any reason whatsoever.

The Company reserves the right, subject to attorney-client privilege to the extent applicable and to the extent the same is not waived through these provisions, at all times to divulge any information as it considers necessary to satisfy any applicable law, regulation, legal process, or governmental request, or to edit, refuse to post, or to remove any information or materials, in whole or in part. These would be more applicable to the publicly accessible areas of “The Service” that are intended to be available to the general public. For example, publicly accessible areas of “The Service” would include message boards and chat rooms that are open to both registered users and visitors.

In view of the global nature of the World Wide Web, “The User” understands and agrees that technical processing of tools of communication is (and may be) required to send and receive messages, to correspond/conform to the technical requirements.